How to Organize and Manage Your Household Bills

By Wer Wery

Don't we all just tend to procrastinate when it comes to bill payment? It is just so hard to keep up with due dates and organize all these paper bills while it is just so easy to "take care of them later", isn't it? We are bound to lose the bills and then pay for excess fee due to late payment. There is no way out it seems. But wait, don't you think it is time to change?

Bill payment is not such an exciting task. A lot of people would not take joy when given the task of organising and paying the household bills. But do you know that bill payment need not be a haunting task? If you know how to organize and manage your household bills, it will not be a pain to do it. In fact, it will only take a few minutes of your time.

So how do you organize and manage your household bills? Follow these easy steps:

• You should be very consistent. Delegate a particular area or even better, buy a small box, to make it a permanent storing area for the household bills. One common mistake among bill payers is that they put the bills just anywhere around the house. Some of the bills are stacked on the fridge, others are kept beside bed lamps, others are on drawers and still others are kept in between recipe books. This makes you forget your bills and lose them eventually - the result? Missed due dates and higher bills (regular bill amount plus extra late fee). Whereas if you have a single area to keep the bills, there is no chance that you're going to lose another bill. As soon as you receive a bill, keep it in your "bill storage" area.

• You should set a schedule. Allocate a scheduled day of the week to review the bills and pay for them in case they are already due. It will only take a few minutes of your time. And remember, don't procrastinate! If you have set a particular day to review and pay for your bills, do it. Don't leave it for later! Choose a day that you are not too busy.

• Pay the bills on time. You may realize that some bills can be paid online. This means you don't have to leave your favorite couch to pay for your bills. All bills with the same or almost the same due date can be paid at once. This means going out once if there is a need to pay for them personally.

These easy steps will help you organize and manage your household bills. See, bill payment is not too bad after all. But when things go bad and you can't handle it on your own, there is always the bill payment service!


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